Budget with Discipline

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Give every dollar a job. Tell your money where to go and what to do. Budgeting is king. I don’t disagree.  In fact, a well thought-out and implemented budget is often key to digging out of debt and securing your financial situation.  But here’s the thing:  the mechanics of a detailed budget are worthless without [...]

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Find Big Money in Your Budget

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Want to find an extra $500 – $1,000 (or more) a month in your budget? Stop digging in the couch cushions.  The real money isn’t there. Many of my readers are seasoned frugalites who could out-do me in a grocery game any day, but maybe – just maybe – one or two or 10 of [...]

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Budget Beginnings

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I’m a money nerd. Not the kind of money nerd who can do her own taxes (we itemize and have some farm stuff), but the thrifty, stingy, frugal kind of nerd… I just don’t much care to spend money. Never have.  I still have my junior high ledger (told ya, nerd) in which I recorded [...]

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