Comments on: Mommy, Come Home: The Cost of Working

By: Lisa

Lisa — Tue, 30 Jun 2009 19:30:38 +0000

Very nice story. I too stay at home and it is a struggle. Since my background is finance, I make a very strict plan. It can be hard (especially with school stuff), but so worth it!

By: Stephanie

Stephanie — Sat, 27 Jun 2009 16:20:40 +0000

When we decided I would leave my job to stay home with our children, we needed to sell our home and move into a rental to make it work. Fortunately we had no consumer debt besides our mortgage and few other small bills, but it was a big decision. At times I really miss owning my own home, and things are still really tight financially, but we have managed to make it by God’s grace and provision. I think if the loss of income is going to be as significant as Suzanne said, perhaps coming up with a plan of action over a 6 month time frame or something? Perhaps researching out alternative insurance programs, and other ways to cut costs so you can live on one income in that time. Just a thought..

By: Sherry

Sherry — Sat, 27 Jun 2009 15:57:26 +0000

I believe God truly blesses when He calls us to be homemakers and we do what He says! Loving this series!

By: The Prudent Homemaker

The Prudent Homemaker — Fri, 26 Jun 2009 18:10:29 +0000

My old boss made over $100,000 a year, and his wife made over $200,000. When they had a baby, she decided to stay home. She didn’t care that she made more; she wanted to be home. They live in a very expensive part of the country, and yet they have made it work.

By: Jackie

Jackie — Fri, 26 Jun 2009 00:32:41 +0000

I am really enjoying this series. I came across it from Phoebe’s blog. What an encouragement! I too, am a newly “promoted” SAHM… To say it has been a struggle financially is an understatement. Emotionally, my husband and I know I am where God wants me to be, but financially it has been a strain. Thank you for posting this series!!

By: susieshomemade

susieshomemade — Thu, 25 Jun 2009 23:59:31 +0000

That’s what my in-laws did. They used to say that his paycheck was the cake and her’s was the icing. They saved the icing and now their retirement is sweet:-)

By: Suzanne

Suzanne — Thu, 25 Jun 2009 21:54:29 +0000

I have really enjoyed reading these stories. But almost every story I hear of a woman who left the workforce and actually found it cheaper are situations where they wife’s salary accounts for 50% or less of the total household income.

I would love to hear some stories about wives who were the primary bread winner. I bring in 60% of our household income and have the more comprehensive, less expensive health insurance. And even with the cost of daycare, the loss of my income and insurance would strike a huge blow to us financially. My take-home pay (after taxes, health insurance and retirement contributions and daycare)is over $30k.
We are working on a plan to eliminate our debt so eventually I can stay home. I’d love to hear a few stories of how others have done it.

By: Genny

Genny — Thu, 25 Jun 2009 20:31:13 +0000

I popped over here from 5 Minutes for Mom. I liked your comment. And I liked this post too. I quit my job in the corporate world to stay home with our kids and haven’t regretted it for one minute!

By: Lisa

Lisa — Thu, 25 Jun 2009 20:21:44 +0000

I really like the idea of putting your paycheck into savings and just living off of your husbands. We still have to pay off our cars first but after that is done is when we will get serious about me staying at home. I think this is something that we definitely need to do to help us transition.