About an hour before our card-playin’ New Year’s Eve company arrived, I noticed it felt a bit chilly in the house. 65°. Cold air blowing out the vents. Not good.
We could have gone the route of wailing and gnashing of teeth as our indoor temperature dropped overnight on a holiday weekend. (No worries – our friends loaned us a couple of space heaters, which did keep it at 58°.) We could have lamented the rotten start to a new year. We could have panicked and wondered where on earth the money would come from.
But we didn’t. We didn’t have to.
We expect the expected.
We knew when we bought a 1916 home that repairs would be needed.
We predicted when our eldest daughter lost her first tooth, braces were in our future.
We’re fully aware that Christmas comes on December 25 each year.
We anticipate our vehicles konking out… eventually.
Being intentional with our money turns emergencies into inconveniences.
It’s not enough to pull in the reins and spend “only” what we make. Being intentional with our finances means spending less than we make and stashing the rest for the inevitable. It means sacrificing cable, lattes, and home fashions now in order to stay warm and be mobile when things go wrong.
It’s not always fun being so disciplined with our income. Saying no (or not now) to things we want and opportunities that come our way does bring satisfaction, though, when we’re able to pay cash for inconveniences.
Murphy will come a-knockin’. Are you ready for him?