Comments on: Christmas Spending: Plan Now to Save Later http://amysfinerthings.com/christmas-spending-plan-now-to-save-later Tue, 22 May 2012 20:30:32 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Amy http://amysfinerthings.com/christmas-spending-plan-now-to-save-later/comment-page-1#comment-11551 Amy Fri, 15 Jan 2010 18:14:13 +0000 http://amysfinerthings.com/?p=6001#comment-11551 Great idea! When I taught I got two paychecks each month, but my husband gets his all at once. Great idea! When I taught I got two paychecks each month, but my husband gets his all at once.

]]> By: Amy http://amysfinerthings.com/christmas-spending-plan-now-to-save-later/comment-page-1#comment-11550 Amy Fri, 15 Jan 2010 18:13:10 +0000 http://amysfinerthings.com/?p=6001#comment-11550 That, my friend, is the true Christmas Spirit! That, my friend, is the true Christmas Spirit!

]]> By: Leslie http://amysfinerthings.com/christmas-spending-plan-now-to-save-later/comment-page-1#comment-11547 Leslie Fri, 15 Jan 2010 18:04:41 +0000 http://amysfinerthings.com/?p=6001#comment-11547 This is a great idea. I usually just start in the summer. But this year for the first time ever I have already started by taking advantage of the christmas clearance toys. Each month I'm hoping to add a couple of items and check them off the list in hopes that by December I will be finished with gifts and also be under budget. This is a great idea. I usually just start in the summer. But this year for the first time ever I have already started by taking advantage of the christmas clearance toys. Each month I’m hoping to add a couple of items and check them off the list in hopes that by December I will be finished with gifts and also be under budget.

]]> By: The Prudent Homemaker http://amysfinerthings.com/christmas-spending-plan-now-to-save-later/comment-page-1#comment-11527 The Prudent Homemaker Fri, 15 Jan 2010 05:17:03 +0000 http://amysfinerthings.com/?p=6001#comment-11527 I know a few of the gifts that I want to make for my children this Christmas (using things I already have in my sewing closet). My hope is to get those things made. We don't buy presents unless we can; most are homemade. As we are not shopping at all right now (for food or anything else, thanks to a cut in pay, but just eating from our pantry and working to keep our utilities low), I cannot buy anything--and that's okay. We are pretty used to homemade christmas gifts, and if we are able to, some needed items will be purchased and put under the tree. If not, then, we will do without--and that's okay, too! I know a few of the gifts that I want to make for my children this Christmas (using things I already have in my sewing closet). My hope is to get those things made. We don’t buy presents unless we can; most are homemade. As we are not shopping at all right now (for food or anything else, thanks to a cut in pay, but just eating from our pantry and working to keep our utilities low), I cannot buy anything–and that’s okay. We are pretty used to homemade christmas gifts, and if we are able to, some needed items will be purchased and put under the tree. If not, then, we will do without–and that’s okay, too!

]]> By: Melanie http://amysfinerthings.com/christmas-spending-plan-now-to-save-later/comment-page-1#comment-11521 Melanie Fri, 15 Jan 2010 03:44:17 +0000 http://amysfinerthings.com/?p=6001#comment-11521 Our Christmas gets very expensive between gifts and plane tickets for everyone. So I'm determined this year to plan ahead. I'm actually dividing our budget by 26, the number of paychecks we get. That way I'm taking out a little each check instead of a bigger sum just once a month. Our Christmas gets very expensive between gifts and plane tickets for everyone. So I’m determined this year to plan ahead. I’m actually dividing our budget by 26, the number of paychecks we get. That way I’m taking out a little each check instead of a bigger sum just once a month.

]]> By: Kathryn http://amysfinerthings.com/christmas-spending-plan-now-to-save-later/comment-page-1#comment-11515 Kathryn Thu, 14 Jan 2010 22:00:17 +0000 http://amysfinerthings.com/?p=6001#comment-11515 We do just what you suggest--set our Christmas budget in January, set aside 1/12th of the money each month, and keep an eye out for good deals year-round. We also keep our overall dollar amount low by exchanging gifts only with immediate family and our very closest friends and by giving each person just one gift. Psychologically, it's hard to do, but it's great on our pocketbook (we never have Christmas debt) and keeps the focus on Jesus, not presents. We do just what you suggest–set our Christmas budget in January, set aside 1/12th of the money each month, and keep an eye out for good deals year-round. We also keep our overall dollar amount low by exchanging gifts only with immediate family and our very closest friends and by giving each person just one gift. Psychologically, it’s hard to do, but it’s great on our pocketbook (we never have Christmas debt) and keeps the focus on Jesus, not presents.

]]> By: Susie's Homemade http://amysfinerthings.com/christmas-spending-plan-now-to-save-later/comment-page-1#comment-11511 Susie's Homemade Thu, 14 Jan 2010 21:10:03 +0000 http://amysfinerthings.com/?p=6001#comment-11511 I use All of those tips and it works!! We got out of Christmas without additional credit card debt!!! I use All of those tips and it works!! We got out of Christmas without additional credit card debt!!!

]]> By: Sherry http://amysfinerthings.com/christmas-spending-plan-now-to-save-later/comment-page-1#comment-11510 Sherry Thu, 14 Jan 2010 21:01:34 +0000 http://amysfinerthings.com/?p=6001#comment-11510 Hadn't thought about it yet, but this is a great reminder. :D Need to start making plans now! :D Hadn’t thought about it yet, but this is a great reminder. :D Need to start making plans now! :D

]]> By: Rachel http://amysfinerthings.com/christmas-spending-plan-now-to-save-later/comment-page-1#comment-11509 Rachel Thu, 14 Jan 2010 20:48:36 +0000 http://amysfinerthings.com/?p=6001#comment-11509 Great reminder!! Last year I didn't shop throughout the year (like I typically do) and then started saving for Christmas in September! Needless to say, we were scrambling a little to pay cash for everything!! I've learned from my mistakes and we're already putting a little from each paycheck into a Christmas savings account!! Great reminder!! Last year I didn’t shop throughout the year (like I typically do) and then started saving for Christmas in September! Needless to say, we were scrambling a little to pay cash for everything!!

I’ve learned from my mistakes and we’re already putting a little from each paycheck into a Christmas savings account!!

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